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15. Take a cash advance on your credit card
Pros: You get the money fast.

Cons: The costs are huge. For starters, you'll pay a fee of up to 4% of the advance. If you don't pay it off in full at the end of the month, interest rates of 20% to 30% will kick in.

NEXT: Liquidate your 401(k) or 403(b) account
Last updated August 22 2008: 12:36 PM ET
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